Managed Care Gaps for People Displaced by Natural Disasters.

Managed care disaster coverage policies across major insurers have gaps that prevent coverage and payment from following beneficiaries during displacement after natural disasters.

• Why it matters: Displacement after natural disasters can leave people without appropriate coverage or reimbursement, exposing a policy gap in how managed care systems handle mobility and continuity of care.
• What they did: The Viewpoint reviews disaster-related coverage policies across major managed care insurers and proposes reforms aimed at aligning coverage and payment with beneficiaries when they move.
• The result: The review identifies reform directions that could improve continuity of care by ensuring coverage and payment travel with displaced beneficiaries.

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